About Us

Welcome to eLoanWarehouse, a Service of Opichi Funds, LLC

At eLoanWarehouse, we’re proud to be a vital part of Opichi Funds, LLC, a sovereign enterprise and the economic development arm wholly owned and controlled by the Lac Courte Oreilles Band of Lake Superior Chippewa Indians, a federally-recognized sovereign American Indian Tribe. As such, eLoanWarehouse operates under the principles of tribal economic development and sustainability.

Our Sovereign Status

Opichi Funds, LLC, through eLoanWarehouse, offers installment loan products as part of its sovereign government activities. The revenue generated from our business is crucial, as it funds a variety of governmental services provided to Tribal citizens. This unique setup reinforces our commitment not only to serving our customers but also to enhancing the well-being of the Tribal community.

Regulatory Framework

As a sovereign entity, Opichi Funds is regulated exclusively by Tribal law, rather than state or federal regulations. This structure means that while we operate in a similar manner to other financial service providers, our business is not subject to conventional legal suits or service of process outside of Tribal jurisdictions.

Dispute Resolution

In alignment with our commitment to fairness and integrity, any disputes that arise in the course of doing business with us are handled through systems set forth under Tribal law. These include:

  • Tribal Dispute Resolution: An informal yet efficient system designed to address concerns swiftly and fairly.
  • Arbitration: Should further resolution be needed, disputes may be escalated to individual arbitration before a neutral arbitrator.

This approach ensures that all parties are treated with respect and disputes are resolved in a manner consistent with our tribal values and legal frameworks.

Our Commitment to Transparency

We believe in transparency and are upfront about our operational frameworks and the implications of our sovereign status. We do not waive our sovereign immunity, and as such, we are not subject to lawsuits or service of process in state or federal court.

Continuing Your Journey with Us

We understand that doing business with a sovereign entity is unique and encourage our customers to understand fully the nature of our operations. If you have reservations about transacting with a sovereign instrumentality that cannot be sued in court, we respect your decision to discontinue the use of this site. However, for those who choose to proceed, we pledge to provide exceptional service and trustworthy financial products.

We invite you to explore the benefits of our services and learn more about how we can help you achieve your financial goals while contributing to the prosperity of the Tribal community.

Our Values

1. Community Commitment

We prioritize the growth and prosperity of our Tribal community, ensuring every transaction supports our broader goals of self-sufficiency and development.

2. Integrity and Transparency

We operate with the highest standards of honesty and clarity, ensuring our customers understand our practices and the unique regulatory environment.

3. Respect for Sovereignty

We uphold the sovereignty and traditions of the Lac Courte Oreilles Band of Lake Superior Chippewa Indians, integrating these principles into our business operations.

4. Customer Focus

Our commitment to customer satisfaction guides our service, offering flexible products and attentive support to help customers achieve their financial goals efficiently.